Reddit reviews All Your Worth: The Ultimate Lifetime Money Plan

>Which makes my feel like I'm still paycheck to paycheck

The solution to living paycheck to paycheck is raising the age of your money (rule 4.) Once you have a buffer, you can budget a whole month ahead. You won't have to wonder about food halfway the month.

>Is that usual behavior for other YNAB users?

Overbudgetting for food is perfectly natural. You don't want to end up with an empty food category! Let the remainder roll over to the next month.

>Once I receive a direct deposit, I'll budget first into my immediate obligation, a fixed amount into my IRA (both those take the majority) and finally distribute the remainder into some future wants/long term goals.

Your first paragraph sounds like you're budgeting a bit on automatic pilot. But that's the part you should put most thought in! "Give Every Dollar a Job" is rule #1 for a reason. Look at last month and see how happy you were with that spending. Look at this month's categories, switch them around, see what feels better. Like Ramit Sethi says, “spend extravagantly on the things you love and cut costs mercilessly on the things you don’t."

Another useful perspective is to check the balance of your must-haves, wants and savings. All your worth recommends 50% for must-haves, 30% for wants, and 20% for saving. If your wants are below 30%, you are using up a lot of willpower, and that's neither enjoyable nor sustainable for more than a few months at a time.

I'm going to suggest a book called All Your Worth. It talks about a financial plan, but it also acknowledges how emotional people get about money. There is a story in it about s guy who always pays for everyone and ends up broke, because of his attitudes about money.

I know money is just one of her problems, and the root of the matter is a feeling of inadequacy, but this might be a good place to start.

I really like All Your Worth. It talks about money, budgeting, and how to prepare for the worst and the most common pitfalls for most people. I do not know if it translated into spanish though.
https://www.amazon.com/All-Your-Worth-Ultimate-Lifetime-ebook/dp/B000FCK20G/ref=sr_1_1?ie=UTF8&qid=1500052921&sr=8-1&keywords=All+Your+Worth

Before she was a senator, she was a law professor at Harvard. While there, her research focused on consumer credit and borrowing. She wrote a couple of really interesting popular-audience books about how the economy has changed and how it hurts most ordinary families (book 1 and book 2). She's very sophisticated on finance issues, but never worked for the banks.

Obama wanted her to be the head of the new Consumer Financial Protection Bureau, an organization created based on her suggestion. But the Republicans in the Senate blocked her nomination, so she ran for Senate and now she gives them hell.