Reddit reviews Health Care Reform: What It Is, Why It's Necessary, How It Works
We found 6 Reddit comments about Health Care Reform: What It Is, Why It's Necessary, How It Works. Here are the top ones, ranked by their Reddit score.
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Kaiser Foundation: Get Ready for Obamacare: Health Insurance Changes Coming Your Way Under the Affordable Care Act
The Actual Prices for Insurance Under Obamacare
Health Care Reform: What It Is, Why It's Necessary, How It Works
Where Americans get health coverage
Will I qualify for lower out-of-pocket costs?
Kaiser Foundation Subsidy Calculator
Chart from the Kaiser Family Foundation - premiums for a 25-year-old who earns $25,000
two-minute Obamacare explainer
I know someone who purchased this and found it enjoyable: https://www.amazon.com/Health-Care-Reform-Necessary-Works/dp/0809053977
Also, there is another TIMES article that is worth the read. Heads up, its pretty long but does a good job discussing the affordability crisis: http://www.uta.edu/faculty/story/2311/Misc/2013,2,26,MedicalCostsDemandAndGreed.pdf
Also this: https://sph.umich.edu/sep/overview/pdf/Hall%202014.pdf
Jon Gruber's website has a lot of relevent stuff. And a comic book!
In addition to the answers provided here, Jon Gruber also wrote an extremely short (comic) book (www.amazon.com/Health-Care-Reform-Necessary-Works/dp/0809053977/) that describes in detail the mechanisms by which it's supposed to save money. Gruber was a major architect/proponent of both Romneycare and Obamacare, so he's an obviously biased source (and it shows), but it's a good easy read if you want to understand the motivation behind the plan.
I think this comic book does a good job of answering your question, if I'm understanding it correctly:
https://www.amazon.com/Health-Care-Reform-Necessary-Works/dp/0809053977/ref=sr_1_1?crid=7OH7RP0RNGW3&keywords=gruber+health+care+reform&qid=1570152048&sprefix=grouber+health%2Caps%2C159&sr=8-1
"Open Market" health insurance, if I'm understanding you right, is pre-ACA health insurance. Before the ACA (aka Obamacare) was enacted, individuals could purchase health insurance, but it wasn't easy or great coverage. Insurers were allowed to underwrite (i.e. set prices and/or deny coverage) based on a variety of things - it was nigh impossible to get health insurance if you had a pre-existing condition.
I was appealing a medical bill for someone back in the "open market" days who had been injured hunting. However, he didn't have health insurance to cover his care because nobody had been willing to sell him any because he was diabetic. In many states, it was impossible to purchase individual "open market" health insurance that would cover maternity services.
On the surface, when you could get it, it looked more affordable due to its lower premiums (which was easy to do since insurers could simply exclude sick people). But these policies often left people high and dry when they actually needed their medical costs covered.
I can't find this one article from several years ago that I was looking for, but this one from 2010 does an ok job of explaining what it was like: https://health.usnews.com/health-news/managing-your-healthcare/healthcare/articles/2010/03/11/dont-get-short-changed-by-short-term-medical-insurance
The best place to start is the comic book. Not even kidding.