Reddit reviews RFID Money Belt For Travel With RFID Blocking Sleeves Set for Daily Use [NEW MODEL]

For appointments, I recommend getting a slashproof bag with locking cable. Once you've received the cash, test it for counterfeits. Then put it (and other valuables) in the bag, and lock the bag to the plumbing under the bathroom sink.

For traveling between locations, use a money belt or a stash bra. I recommend keeping a decoy wallet with some cash and expired cards in it, so that if you are mugged, you can give them your decoy, while keeping the rest of your cash safe.

For storing cash at home, I'd make one or more "pipesafes" with some black iron pipe. Wrap and band the cash, then put it in a fire resistant bag. Then put it in the pipe, and plug the pipe with a pair of "test plugs". You can see what I mean at this instructable for making a survival cache with PVC pipe.

I recommend using black iron pipe instead of PVC because it provides some fire resistance, but you can use PVC pipe instead. You can find black iron pipe at hardware stores, and "test plugs" can be ordered online or purchased through plumbing supply stores.

Split up your money among several "pipesafes" in different locations around your apartment. That way, if you're ever robbed, the thieves may find some of your money, but they probably won't find all of your money. The best places to hide your pipesafes will vary from location to location, so you'll want to size them to fit in your preferred hiding spaces.

Be sure to write down your pipesafe locations somewhere! You will forget where they are!
I recommend storing them as a note in bitwarden, then give your bitwarden account info to a trusted friend or relative. That way, if you die or get sick/injured, your loved ones can find them and access your funds.

Why not a safe, you might ask? A safe can also work. However, thieves know to look for safes. If the safe is portable, they can just tear it out of the wall and walk out with it.

If the safe is heavy enough to prevent easy transport, then it will be a pain the butt for you to move as well. Most sex workers are young, and move or travel frequently. Pipesafes can be moved relatively easily. Plus, you could leave them behind if need be, as they're not that expensive to make.

How much cash should you keep on hand? That will vary depending on your circumstances and risk tolerance.

Personally, I would first build up a cash emergency fund of about $5 K for unexpected expenses, like car repair, "get out of dodge money" (stalker, legal action), medical bills, etc. Top up this fund as you make payouts from it.

Next, I would pre-pay a $5 K retainer with criminal defense attorney who has successfully defended a number of sex work cases. If you're ever in legal trouble, the cops may freeze your assets, making it difficult to hire someone to defend you. Prostitution / solicitation cases cost between $5 - $25 K to defend, so pre-paying at least enough to get started is a good idea.

Eventually, however, you'll probably want to deposit much of your cash in a bank account. If you ever want to purchase a house or car, having an established history of regular cashflow will be necessary. A bank account also makes it much easier to interface with the rest of the financial system.

However, any funds you deposit will become known to the IRS. So you should expect to pay taxes on those funds. You'll need to set aside around 30% of those funds for tax payments.

As an anti-money laundering and anti-tax avoidance measure, banks are required to report cash deposits / withdrawals (called a Cash Transaction Report for CTR) greater than $10000 to the government. Most banks have systems that send these reports automatically, electronically, along with your tax information.

Bank staff can optionally flag and any cash transaction as "suspicious", known as a Suspicious Activity Report (SAR). For example, they might flag a deposit as "suspicious" if they think it was artificially structured to avoid the reporting requirement. (For example, making four deposits of $2499 in a 24 hour period might cause them to make a SAR.)

Due to previous government crackdowns on politically unpopular groups (gun dealers, payday loan vendors, sex workers), banks and other financial institutions are particularly skittish about providing services to sex workers.

So, if you suddenly start making a lot of cash deposits, the bank will likely ask you the source of your funds. If you don't have a good answer, they may close your account. So, be sure to have a plausible story for the source of the cash before you start making significant deposits.

Brokerages, currency exchanges, precious metals dealers and other financial institutions have similar Know Your Customer / Anti-Money Laundering regulations.

What I wear is called a traveler's belt. The specific one I use is this:
https://www.amazon.com/Travel-Passport-Credit-Protector-Sleeves/dp/B01C2R3TZG/ref=sr_1_1?ie=UTF8&qid=1496426213&sr=8-1&keywords=traveler%27s+belt

It should hold an S8+ no problem, I have a 5" phone inside a big case and left it in the big pocket without issues when traveling. Some of those days I would have a fat stack of cash too (in foreign countries where cards were hit or miss) and it never seemed to be too much - literally probably 3/4"-1" of bills plus an id and a couple of credit cards. Not sure if this is the same thing as a runner's belt or not.