Reddit reviews Secrets of the Millionaire Mind: Mastering the Inner Game of Wealth

Wow sorry about your loss but congratulations about your inheritance. The thing is, this is a big deal and both of you need to be ready for the internal mental change that needs to come with such a sudden increase in assets. Most people who win the lottery go right back to their original comfort zone because they just didn't know any other way.

You now have enough money to afford a really good financial advisor (and it will be worth paying for a good one). If you and your husband can get on the same page, meaning that neither of you really know how to handle this much money, then you can agree to both out your trust into a third party expert. This person is better equipped to tactfully tell your husband that $2.5 mil cannot simply sit in a savings account, and will give much better advice for how to invest it than you personally could either. And they will know how to honor a pre-nup without making it a trust issue.

You are a team, so don't let money get in between you, and remember that you need to trust your husband to be the captain and to handle big decisions with the finances. This being said, you can make it your mission to help you both get educated about wise ways to invest.

Edit: Also, I highly recommend you both read the book Secrets of the Millionaire Mind and even attend the free Millionaire Mind Intensive seminar. Best thing my SO and I have ever done for our financial success and really helps couples get on the same page. Wish they taught us this stuff (and TRP!) in school instead of all the other BS.

Obvious answer you know will come up is save some of if. Even though long term savings are very good, being young just start working on saving up a healthy chunk of cash.

Depending on your personality, you may also have to budget some play money. What I mean by that is if you're the type of person to either 1) never spend your money on enjoying life or 2) can't keep yourself from blowing money. Set an amount you spend for pleasure that you have to spend each month, no more and no less.


The book Secrets of the Millionaire Mind has a really good breakdown for how to split up your money: https://www.amazon.com/Secrets-Millionaire-Mind-Mastering-Wealth/dp/0060763280

What it really sounds like is that you need a whole mindset change. I would recommend starting off getting some education (either college or self-taught) and develop confident mindset. You've taken the first step with seeing that you have a issue and asking for help.

There's a few books I can recommend: Think and Grow Rich, I Will Teach you to be Rich, Secrets of the Millionaire Mind.

Even if money isn't your goal, these books help you discover what you should be focusing life on.

Now it's all about doing it.

Put it on some words is very difficult I suggest you read Secrets of the Millionaire Mind and all the Robert Kiyosaki's books.