Top products from r/CRedit
We found 4 product mentions on r/CRedit. We ranked the 3 resulting products by number of redditors who mentioned them. Here are the top 20.
1. Nolo's Essential Guide to Buying Your First Home (Nolo's Essential Guidel to Buying Your First House)
Sentiment score: 1
Number of reviews: 1
NOLO
Good luck! It's actually a bit of a complicated process, so if you are serious, I recommend grabbing something like this off Amazon. It was super helpful!
If you don't care about having no credit for the next seven years, do a debt settlement. You can get the interest removed and reduce the total amount owed. A friend miraculously offered to front me the money to pay the settlement, and yes, I paid him back. I was without credit for seven years, but it went by fast. Now I have a 750 credit score. This book is likely a bit outdated, but it may offer a starting point. Good luck.
I'm 24 and have felt the same feelings. 703 is admirable though, don't be too down about that! Here's a guide on Amazon if you want to understand credit better.
From what I know, keeping your utilization low is a big one! Upping your credit card limits as much as possible will really help with that and you may see your score jump by 5-10 points when you do that.
Length of Credit History is a big one too. Us young people are at a disadvantage. Also, NEVER cancel a credit account that will affect that in a negative way. I canceled a card once and my score dropped way more than I thought it would.
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Cheers!
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https://www.amazon.com/Credit-Score-Repair-Condensed-Understand-ebook/dp/B07XH14FQ8/ref=sr_1_16?keywords=credit+score+repair&qid=1567951917&s=gateway&sr=8-16