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I would suggest creating a self care routine that you make a daily habit. Start with a small morning ritual and a small evening ritual, and gradually build it out from there.

A great book on creating habits like this is Atomic Habits by James Clear. (The book is worth it, but you can get a lot from just browsing his website)

Speaking for myself, what works for me:

AM

• Wake up early
  
• Go for a 20-30 minute walk
  
• Meditate with the Headspace app (you can also use Insight Timer which is free, but Headspace is my favorite and absolutely worth the money to me)
  
• Exercise (yoga, jogging or weights)
  
• 10-20 mins of basic housecleaning
  
• 10-20 mins of shower and grooming
  
• Get dressed and out the door.
  
  PM
  
  
• Turn off screens at 8:30
  
• Make tea
  
• Gentle stretching and foam rolling
  
• Journaling
  
  • a few sentences about the events of the day
    
  • a few sentences about gratitude
    
• Read a light fiction book on my kindle until I fall asleep
  
  My therapist suggested I make my routine non-negotiable. It was hard at first, and a lot of times I don't feel "motivated" to do it -- but I make myself do it anyway. Over time, it has completely changed the way I feel day-to-day.
  
  The point is — you won’t “feel like” doing your routine. But you know it makes you better, so you make yourself do it anyway.
  
  Here are some great books on how to treat depression, which are full of great, and specific advice.
  
  The Upward Spiral (costs $10, but EXTREMELY worth the money imo. There is also a workbook I bet would be absolutely perfect for you.)
  
  Hardcore Self Help: F**k Depression (free to read for Kindle Unlimited)
  

+1 for headspace. There's a free app which is pretty good, there's also a whole series which you have to pay for (or ahem, find the mp3s).

Again, not really helping answer your question, but you might find
The Anxiety and Phobia Workbook helpful. It's fairly no-nonsense. The "Overcoming.." series such as Overcoming Depression can be a bit hit and miss but it might help give you a few insights.

Maybe try looking into Acceptance and Commitment Therapy. It's about using mindfulness techniques to help you live using your values as guideposts, and helps you stop over-identifying with your thoughts. Not every thought that enters your mind is "true" or even helpful. Mindfulness isn't about making everything positive, it's about gaining a meta perspective and being able to commit to action that is in line with your values and appreciating the present instead of dissociating and worrying about the past or the future too much.

So you had a rough time during the 2008 recession and you think there's nothing of value in therapy to help with specific "real life" situations like finances. Why is this situation so painful for you? Do you think it makes you a failure if you're effected by a shitty economy? Do you feel shame? These are things that you actually can address in therapy. You can learn a lot about why certain emotions come up for you, or why you might avoid certain emotions. Pretty much all suffering is avoidance. Avoiding things within yourself creates tension and when you over-identify with your thoughts and think that changing your life is some kind of intellectual puzzle to solve, you're going to have a bad time.

I think if you are capable of living in the present, have clearly defined values, and commit to taking action with those values in mind, your suffering will reduce significantly and you will find that hiccups in life like losing a job become less catastrophic because you'll have a better perspective and know what action you should take. If you have a better relationship with your self-concept, losing a job won't bring up a lot of shame or self-criticism, instead you might even be able to feel genuine self-compassion.

That's what's so great about therapy. Sure, you can't solve life's "big problems", but you can change the relationship you have with yourself and change your perspective on what it means to face those big problems and that failure is not the end of the world.