Reddit reviews Rush Revere and the Brave Pilgrims: Time-Travel Adventures with Exceptional Americans

Personally, I'll be staying far away.

Essentially, UHC is an HSA (health savings account) on the blockchain. You put money in your UHC wallet, and use it to pay for care when you need it. You can also "mine" for UHC by keeping fit and meeting health goals that you and your doc agree on.

On the surface that doesn't sound so bad. But it breaks down quick when you think about it for half a second.

The biggest problem: volatility. I would never, in a million years, risk putting my health care savings in an asset as volatile as cryptocurrencies. Health care spending is almost always very time-specific -- what happens if you need to get your gall-bladder removed, and UHC tanks by 40%? You're shit out of luck, in extreme pain, refreshing blockfolio every twenty seconds and praying for better market conditions so you can see a doctor.

Nor would health care providers be keen to accept a currency like that. Hospital margins are thin enough as it is. They can't afford to lose huge chunks off their bottom-line because, say, some rumors of South Korean crypto-bans makes the bottom fall out from under the market.

The success of UHC also depends on solving a very difficult "two network problem" -- enough potential patients have to enlist to make it look valuable to doctors, and enough doctors have to enlist to ensure patients they can get care through it. It's a chicken-and-egg issue, notoriously hard to solve. And considering that white-paper is calling for a minimum $200 / month commitment from patients, I have a hard time seeing how it will get traction with consumers.

Don't forget also that UHC is trying to wade into the single most heavily regulated industry in the world. Americans will remember the shit-show healthcare debate that happened last summer. Think the Federal government is likely to let UHC pass as a substitute for health insurance? What if congress passes a new version of the Individual Mandate? Or Medicare for All? Where will UHC be then?

Aside from all that, the white paper has some of the more amateur head-ass embarrassing things I've seen in the crypto-space. Buried in this 71-page behemoth:

• 3+ pages of gushing about the cofounders' previous achievements. Very out of place in a white paper.
  
  
• Whiffs of hyper-conservative politics. Craps all over people with chronic illnesses, fixates on government failures. Might as well give Ayn Rand an author credit. Fine if you have those beliefs -- but it's not professional to publish them.
  
  
• No shit, it cites a Rush Limbaugh children's book series as evidence for over-taxation.
  
  Just...fucking weird.
  
  I think there are much more promising dApps for NEO. I'd save your money for them.
  

I added the word "the" intentionally because I think it's funny that people flip out over it.

Charter schools are a way to improve our education system.

Not that it's any of your business, but I'm married to someone who isn't white and who didn't even grow up in the same country that I did.

Here is a book suggestion for you.