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Personally, I'll be staying far away.

Essentially, UHC is an HSA (health savings account) on the blockchain. You put money in your UHC wallet, and use it to pay for care when you need it. You can also "mine" for UHC by keeping fit and meeting health goals that you and your doc agree on.

On the surface that doesn't sound so bad. But it breaks down quick when you think about it for half a second.

The biggest problem: volatility. I would never, in a million years, risk putting my health care savings in an asset as volatile as cryptocurrencies. Health care spending is almost always very time-specific -- what happens if you need to get your gall-bladder removed, and UHC tanks by 40%? You're shit out of luck, in extreme pain, refreshing blockfolio every twenty seconds and praying for better market conditions so you can see a doctor.

Nor would health care providers be keen to accept a currency like that. Hospital margins are thin enough as it is. They can't afford to lose huge chunks off their bottom-line because, say, some rumors of South Korean crypto-bans makes the bottom fall out from under the market.

The success of UHC also depends on solving a very difficult "two network problem" -- enough potential patients have to enlist to make it look valuable to doctors, and enough doctors have to enlist to ensure patients they can get care through it. It's a chicken-and-egg issue, notoriously hard to solve. And considering that white-paper is calling for a minimum $200 / month commitment from patients, I have a hard time seeing how it will get traction with consumers.

Don't forget also that UHC is trying to wade into the single most heavily regulated industry in the world. Americans will remember the shit-show healthcare debate that happened last summer. Think the Federal government is likely to let UHC pass as a substitute for health insurance? What if congress passes a new version of the Individual Mandate? Or Medicare for All? Where will UHC be then?

Aside from all that, the white paper has some of the more amateur head-ass embarrassing things I've seen in the crypto-space. Buried in this 71-page behemoth:

• 3+ pages of gushing about the cofounders' previous achievements. Very out of place in a white paper.
  
  
• Whiffs of hyper-conservative politics. Craps all over people with chronic illnesses, fixates on government failures. Might as well give Ayn Rand an author credit. Fine if you have those beliefs -- but it's not professional to publish them.
  
  
• No shit, it cites a Rush Limbaugh children's book series as evidence for over-taxation.
  
  Just...fucking weird.
  
  I think there are much more promising dApps for NEO. I'd save your money for them.
  

Just bought this shirt with about 0.01% of my NEO gains from today alone ( https://www.amazon.com/dp/B074PSYJ9R ). Not too many other cool shirts out... and I think it will get people to ask what NEO is! : )

People should really do a little more research. Before you go and make any rash decisions I would go pick up a copy of this book.

https://www.amazon.com/Ethereum-Blockchains-Decentralized-Autonomous-Organizations/dp/1523930470

And read about it rather than just YouTube ing it and watching 12 year olds give you advice about what they just watched 2 seconds earlier and just wanted some god damn likes on their you tube page.

I wish there was a place here for real talk these days. Can someone point me in that direction?

It should be there as a side option, but I also sell them on Amazon:
https://www.amazon.com/dp/B074Y8B6JC

There are two kinds of people that use these TA (Technical analysis) tools in my experience, those that get lucky and think they know what they are doing and those who lose on the trade/s and then say something like "Oh, but if I had used a 10 period moving average instead it would have worked" and keep trying.

Might as well read the entrails of a dead animal, even then you will still get lucky sometimes.

Others will have a different opinion.

Humans are hardwired to be fooled into seeing patterns in randomness - Nicolas Taleb wrote a very good book about it "Fooled by Randomness: The Hidden Role of Chance in Life and in the Markets"

Link:
https://www.amazon.com/Fooled-Randomness-Hidden-Markets-Incerto/dp/0812975219

Pro tip.

where? I see $150

https://www.amazon.com/Ledger-Nano-Cryptocurrency-hardware-wallet/dp/B01J66NF46

Any will work but I went wth two of these:

Samsung 128GB USB Type-C/USB 3.1 Flash Drive, Black (MUF-128DA2/WW) https://www.amazon.com/dp/B06XXQKRMZ/ref=cm_sw_r_cp_api_VS7Ezb8SGXM3C

Reliable 5-Proof Technology
Samsung safeguards your data with a 5-year limited warranty and 5-proof technology that makes your memory storage waterproof(1), shock-proof(2), magnet-proof(3), temperature-proof(4) and X-Ray-proof(5). It’s all the quality you’ve come to expect from Samsung, the trusted name for memory.

(1) Up to 72 hours in seawater (2) Up to 1,500 g (gravitational acceleration) (3) Up to 15,000 gauss – the equivalent of a high-field MRI scanner (4) Operating temperatures of 0℃ to 60℃, non-operating temperatures of -10℃ to 70℃ (5) Airport X-ray machines(up to 50 Roentgen) Note: Samsung is not liable for any i) damages and/or loss of data or ii) expenses incurred from memory card data recovery.